• Home
  • Privacy Policy
  • Contact Us
No Result
View All Result
EZWebblog.com
  • Home
  • Business
  • Entertainment
  • Lifestyle
     10 Tips for Planning a Sustainable and Eco-Friendly Wedding

     10 Tips for Planning a Sustainable and Eco-Friendly Wedding

    What is the Average Cost of a Bathroom Makeover?

    What is the Average Cost of a Bathroom Makeover?

    4 Figure-Praising Jeans Females Should Wear

    4 Figure-Praising Jeans Females Should Wear

    The Top Seven Benefits Of Dried Flowers

    The Top Seven Benefits Of Dried Flowers

    5 Things You Need To Know About Formal Blue Dress

    5 Things You Need To Know About Formal Blue Dress

    What Does Diamond Cut Mean?

    What Does Diamond Cut Mean?

    Trending Tags

  • Travel
  • Tech
  • Health
  • Fashion
  • Sports
  • Home
  • Business
  • Entertainment
  • Lifestyle
     10 Tips for Planning a Sustainable and Eco-Friendly Wedding

     10 Tips for Planning a Sustainable and Eco-Friendly Wedding

    What is the Average Cost of a Bathroom Makeover?

    What is the Average Cost of a Bathroom Makeover?

    4 Figure-Praising Jeans Females Should Wear

    4 Figure-Praising Jeans Females Should Wear

    The Top Seven Benefits Of Dried Flowers

    The Top Seven Benefits Of Dried Flowers

    5 Things You Need To Know About Formal Blue Dress

    5 Things You Need To Know About Formal Blue Dress

    What Does Diamond Cut Mean?

    What Does Diamond Cut Mean?

    Trending Tags

  • Travel
  • Tech
  • Health
  • Fashion
  • Sports
No Result
View All Result
EZWebblog.com
No Result
View All Result
Home News

Philadelphia Residents: Use this Market Research Before Buying Car Insurance

Ester Adams by Ester Adams
in News
0
Philadelphia Residents: Use this Market Research Before Buying Car Insurance
0
SHARES
14
VIEWS
Share on FacebookShare on Twitter

If you want to register a vehicle or drive a car in Pennsylvania, you need to buy the minimum in bodily liability (BI) and property damage (PD) insurance. Under state law, this is called accepting “financial responsibility.” You don’t want your coverage to lapse as it can result in a license suspension for as long as three months.

To get around this rule, your insurance coverage can only lapse for a period up to 31 days. During which time you cannot operate the vehicle. Without insurance, you have to surrender your driver’s license and the registration sticker on your license plate to the state’s Department of Transportation (DOT). To restore your driving privileges, you must pay fees and show proof of insurance.

Moreover, if you drive without Philadelphia car insurance, and you’re stopped for a moving violation, you are subject to a $300 fine, a 3-month suspension on your registration and license, and vehicle impoundment. 

Required Philadelphia Car Insurance Coverage

If you live and drive in Philadelphia, you’re required to get the following insurance:

  • Medical benefits insurance pays for the medical expenses for yourself and others under your policy. It does not matter who is considered at fault. The minimum limit set for the coverage is $5,000.
  • Bodily injury (BI) liability insurance covers the expenses of the other party in a car accident, paying for their medical and rehabilitation costs. The minimums set for the insurance are $15,000 for one person, or $30,000 per accident. 
  • Property damage (PD) liability insurance has you covered for damaging the other party’s car or a fence or exterior building, if you’re determined to be at fault. The minimum set for this insurance in Pennsylvania is $5,000. 

Some insurance companies in Pennsylvania offer a single coverage limit of $35,000, meant to cover both the BI and PD minimum state requirements.

Limited Tort Insurance Plans and Full Tort Insurance Protection

In Pennsylvania, you can elect to choose limited tort coverage or full tort coverage. The limited tort policy allows you to receive money for medical expenses and other costs. However, you won’t receive compensation for some damages, such as pain and suffering.

If you have full tort coverage, you receive the unlimited right to sue a negligent party in a motor vehicle accident.

Optional Car Insurance

You can buy uninsured motorist (UM) insurance to cover you if an at-fault uninsured motorist hits you. Underinsured motorist (UIM) coverage applies when you’re hit by an at-fault driver who does not have adequate liability coverage. 

A funeral benefit policy covers the cost of funeral expenses if you or a family member dies in a car crash. Collision insurance pays for damage to your vehicle during an accident. Usually, you’ll need to buy this insurance if you finance or buy a new car. 

Comprehensive insurance covers your car if it is damaged from a natural disaster, including a fire or flood, or if you have an accident with an animal, such as a deer. Some motorists choose extraordinary medical benefits coverage, which pays for medical and rehabilitation costs exceeding $100,000. This plan offers a maximum coverage of $1 million. 

Make Price Comparisons Every 6 Months to Ensure You Get the Best Deal

Your choices in options depend on the age of your car, what you can afford in insurance, and if you feel the state limits are not enough. By making comparisons of insurance plans every 6 months, you can save money and take advantage of possible discounts.

Previous Post

How To Plan A Bathroom Remodeling Project

Next Post

WHAT’S THE HOTTEST TREND FOR BRIDAL BODYSUIT THIS YEAR?

Ester Adams

Ester Adams

Related Posts

Innovative Pipe Relining: Strengthening Your Plumbing
News

Innovative Pipe Relining: Strengthening Your Plumbing

by Rohomot
September 26, 2023
Construction Litigation Attorney Near Me: Your Key to Resolving Construction Contract Disputes
News

Construction Litigation Attorney Near Me: Your Key to Resolving Construction Contract Disputes

by Ester Adams
September 13, 2023
Easy Ways To Improve Your Sports Betting Strategy
News

Easy Ways To Improve Your Sports Betting Strategy

by Ester Adams
July 20, 2023
What Causes Bed Worms? 
News

What Causes Bed Worms? 

by David
July 18, 2023
Stay Cool this Summer with Professional AC Installation Services in Katy
News

Stay Cool this Summer with Professional AC Installation Services in Katy

by Rohomot
June 17, 2023
Next Post
WHAT’S THE HOTTEST TREND FOR BRIDAL BODYSUIT THIS YEAR?

WHAT’S THE HOTTEST TREND FOR BRIDAL BODYSUIT THIS YEAR?

Please login to join discussion
Innovative Pipe Relining: Strengthening Your Plumbing

Innovative Pipe Relining: Strengthening Your Plumbing

by Rohomot
September 26, 2023
0

How to Incorporate Business Casual Clothing into Your Wardrobe

How to Incorporate Business Casual Clothing into Your Wardrobe

by Rohomot
September 25, 2023
0

Digital Insurance Marketing: Modern Marketing Strategies for the Digitised Insurance Industry

Digital Insurance Marketing: Modern Marketing Strategies for the Digitised Insurance Industry

by Rohomot
September 13, 2023
0

Construction Litigation Attorney Near Me: Your Key to Resolving Construction Contract Disputes

Construction Litigation Attorney Near Me: Your Key to Resolving Construction Contract Disputes

by Ester Adams
September 13, 2023
0

Browse by Category

  • All
  • Animal
  • Beauty
  • Business
  • Education
  • Entertainment
  • Fashion
  • Food
  • Health
  • Home Improvement
  • Law
  • Lifestyle
  • News
  • Real Estate
  • relationship
  • Sports
  • Tech
  • technology
  • Travel
  • Uncategorized
  • Web design
  • Web Development
EZWebblog.com

EZWEBBlog.com Provide Business, Entertainment, Health, Fashion, Food, Sports, Tech, Travel Magazine Blog news here

© Copyright 2021, All Rights Reserved

No Result
View All Result
  • Home
  • Privacy Policy
  • Contact Us

© Copyright 2021, All Rights Reserved